Complicated doesn't scare us. Self-employed income, trusts, 1031 exchanges, a fixer that won't appraise conventionally — we work through the details instead of rushing you past them, and we explain every step in plain language, as many times as you need, until it actually makes sense to you. Maxx brings 22 years in mortgage and finance. Carly has been originating loans since 2019, after 21 years in hospitality — which is why nobody here will make you feel dumb for asking the same question twice.
Most agents hand you off to a stranger for the financing. I originate the loan myself — and not only in California. If you're relocating out of state, buying a second home somewhere warmer, or investing in a market you've never set foot in, there's a good chance I can handle your loan too. One point of contact for the purchase and the financing, one set of timelines, and nobody blaming the other side when something slips.
Alabama, Arizona, Arkansas, California, Connecticut, Florida, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Nebraska, New Hampshire, New Mexico, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, Washington, Wyoming.
Carly Zamani NMLS# 1840970 and Maxx Zamani NMLS# 907406, through C2 Financial Corporation NMLS# 135622. Verify at nmlsconsumeraccess.org.
This one is personal. Our family has served, and military clients keep coming back to us — so we already know what that week looks like when orders drop and you have thirty days to sell a house, buy a house, and close a loan in a state you have never lived in.
Southern California is a military community. Camp Pendleton, Miramar, Naval Base San Diego, March Air Reserve Base — a large share of our territory sits a short drive from a gate. We plan around PCS timelines the way they actually happen: fast, out of order, and often with one of you already gone. Remote signings, coordination across the 34 states we are licensed to originate in, and referrals to agents we trust on the other end.
Two things we do for military clients specifically. A free PCS planning call — no cost, no obligation, and we will map the whole timeline backward from your report date before you commit to anything. And we reimburse your appraisal fee at closing on loans we originate, so one more line item comes off your plate at the worst possible time to be spending money.
Tell us your report date and we will work backward from it. Call or text (949) 232-8211.
Appraisal reimbursement applies to loans originated by Carly or Maxx Zamani and is credited at closing on funded loans; ask us for current terms and eligibility.